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Things People Can Do to Save Money on Insurance

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Finding the best insurance policy that vows to aid an individual in times of need is essential, especially where the possibility of one’s future being at stake exists. However, investing in the perfect insurance plan may prove to be quite costly for many individuals as it requires large sums of money to be paid in premium to insurance companies. Fear not, we are here to help! Here are a few ways through which people can save money on insurance: 1.    Learn To Compare When looking for investing in insurance companies and their policies, never settle for the first option. Remember to look around, research regarding other effective insurance plans and then weigh out all the options before making the big decision. Don’t just blindly give in to the first name that your relatives or colleagues tell you. One must be aware of the fact that not all insurance companies suit everyone. Many choose expensive, sophisticated insurance plans simply because they can afford it or sin

Key lessons that Warren Buffet teaches us regarding investments

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Warren Buffet, an American billionaire is the world’s most eminent investor known for his smart investment ideology. He openly shares his wisdom publically to benefit new investors. He is believed to be one of the finest coaches on matters relating to investments. Warren promotes long term investment, thoughtful decisions for risks involved and benefits thereon. Golden tips by Warren Buffet on long term investment are referred by academia, conferences and investors fraternity. You could benefit from five of these golden nuggets as well! Investment is a serious business not a hobby Inside each one of us is an investor in one way or the other. However, “investment” in the stock market is a different game. This requires serious study, in depth knowledge and understanding of market trends. Only years of study, research and close observation sharpen the skills required to make worthwhile investments. Managing investment is a serious thing; it requires a different mindset whic

7-key benefits of having travel insurance

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Travel Insurance is the assurance to provide protection to you and your family against any unexpected health emergencies or to compensate any losses that you may incur while traveling. This could include stolen luggage or Passport, Some Medical Emergency or the availability of Emergency Cash Services. The availability and choice for Travel Insurance in Pakistan is based on a few factors such as: Where are you going to travel? Your destination. How are you traveling? Means of Travel. Duration of a trip? How long you are going to stay. Traveling members/or individual. Your companions. Based on your itinerary, you would be able to choose the best travel insurance policy and minimize your travel risks. Here are the four different types of Travel Insurance Policies that are currently offered by Local Insurance Companies in Pakistan: Student Travel Insurance Umrah/Hajj/Ziarat International Travel Insurance Local Travel Insurance Each of these

Key Financial Advice That You Need Today For Your Retirement

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Retirement is a radical mental change that can be quite disruptive as well if not planned well. Do you think you have planned your retirement life well in advance? There should be some key questions that you should be asking yourself to ensure that your retirement is peaceful and financially stable. Retirement is considered finish line for most. After all, it means not having a job, sitting idle at home and thinking which hobbies to take up next. But it shouldn’t be considered that way. If you have planned your retirement well financially, then it does not have to be your finish line. We have rounded up some key financial advice for you that you an act on today, to manage your retirement better: Voyage of Discovery Before jumping into getting money allocated towards your retirement fund, go on a voyage of discovery. How much money do you actually need during your retirement? Of course, you can’t really plan for how many years you are going to live post-retirement, but you can

Hot Tips to Manage Your Budget Well + Calculate Your Savings

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If you are a recent graduate, your salary can range anywhere from PKR 15,000/- to PKR 60,000/- depending on your degree, the company you join, the city you’re situated in and the market trends at the time of your joining date. If you are not a recent graduate, and have been earning for some time, there could likely be numerous responsibilities and expenses that you may be taking care of, depending on various circumstances. In today’s difficult times, when inflation runs high and expenses are skyrocketing , it is difficult to manage expenses. Education, food, house rents, all have increased tremendously over the past years. For example, house rentals have increased by about 7%. A single housing unit costs a minimum of 10 to 13 million. This makes it difficult for the middle class to manage their lifestyle on limited income. Budget is key to helping yourself because not everything can be purchased through a monthly pay cheque. Your financial road map is in your hands. Define your

Storm-fiber Review & Packages

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Internet has revolutionized the world in several ways. Before the Internet could you have imagined social media, or the kind of news and magazine websites we visit today? Before going into the ideology of its revolution, I will ask you a simple question. Do you remember the sound of dialup connections? I surely do. I remember being kicked off the network because of too many users, or being disconnected because the telephone line had too much disturbance. I remember the days of Cybernet cards that you could buy for your dialup connection. Gone are those days. If you are younger than the Dialup, you probably have no clue about these pains we have undergone to get on the internet. But now, the game has changed. The world has moved on quite a bit. From Cybernet’s dialup, to today’s Storm-Fiber, a broadband connection, Pakistan’s Internet Connectivity market has come a long way as well. Storm-Fiber is a broadband option available to different cities including Karachi, Lahore and Islama

10 Things That Married People Feel They Wasted Their Money On – Mistakes That YOU Can Avoid!

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Getting married is often considered as a a milestone by some. In some cultures, it may even be termed as a goal for many. What is certain that it’s a decision in life that changes the course of not just your life but also the person that you are. In Eastern societies it is believed that marriage is not just a unison of two people but often two families. Infact even today, a lot of people tend to let their families take this decision. With families involved, the event  and its expenses often spirals out of control as elders take decisions in their own hands, and both families continue to negotiate the events, the gifts, and other intricacies involved. The budget (even if the effort was made to make one) is oft forgotten just a few weeks into the planning. Understandably this is a special day for people, one that they want to remember with fond memories all their lives. But as times are changing, so are marriage trends. Destination Weddings, Video Documentaries on one hand and Nika