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Travel Insurance is the assurance to provide protection to you and your family against any unexpected health emergencies or to compensate any losses that you may incur while traveling. This could include stolen luggage or Passport, Some Medical Emergency or the availability of Emergency Cash Services. The availability and choice for Travel Insurance in Pakistan is based on a few factors such as: Where are you going to travel? Your destination. How are you traveling? Means of Travel. Duration of a trip? How long you are going to stay. Traveling members/or individual. Your companions. Based on your itinerary, you would be able to choose the best travel insurance policy and minimize your travel risks. Here are the four different types of Travel Insurance Policies that are currently offered by Local Insurance Companies in Pakistan: Student Travel Insurance Umrah/Hajj/Ziarat International Travel Insurance Local Travel Insurance Each of these...

Retirement is a radical mental change that can be quite disruptive as well if not planned well. Do you think you have planned your retirement life well in advance? There should be some key questions that you should be asking yourself to ensure that your retirement is peaceful and financially stable. Retirement is considered finish line for most. After all, it means not having a job, sitting idle at home and thinking which hobbies to take up next. But it shouldn’t be considered that way. If you have planned your retirement well financially, then it does not have to be your finish line. We have rounded up some key financial advice for you that you an act on today, to manage your retirement better: Voyage of Discovery Before jumping into getting money allocated towards your retirement fund, go on a voyage of discovery. How much money do you actually need during your retirement? Of course, you can’t really plan for how many years you are going to live post-retirement, but you can...

If you are a recent graduate, your salary can range anywhere from PKR 15,000/- to PKR 60,000/- depending on your degree, the company you join, the city you’re situated in and the market trends at the time of your joining date. If you are not a recent graduate, and have been earning for some time, there could likely be numerous responsibilities and expenses that you may be taking care of, depending on various circumstances. In today’s difficult times, when inflation runs high and expenses are skyrocketing , it is difficult to manage expenses. Education, food, house rents, all have increased tremendously over the past years. For example, house rentals have increased by about 7%. A single housing unit costs a minimum of 10 to 13 million. This makes it difficult for the middle class to manage their lifestyle on limited income. Budget is key to helping yourself because not everything can be purchased through a monthly pay cheque. Your financial road map is in your hands. Define your ...

Internet has revolutionized the world in several ways. Before the Internet could you have imagined social media, or the kind of news and magazine websites we visit today? Before going into the ideology of its revolution, I will ask you a simple question. Do you remember the sound of dialup connections? I surely do. I remember being kicked off the network because of too many users, or being disconnected because the telephone line had too much disturbance. I remember the days of Cybernet cards that you could buy for your dialup connection. Gone are those days. If you are younger than the Dialup, you probably have no clue about these pains we have undergone to get on the internet. But now, the game has changed. The world has moved on quite a bit. From Cybernet’s dialup, to today’s Storm-Fiber, a broadband connection, Pakistan’s Internet Connectivity market has come a long way as well. Storm-Fiber is a broadband option available to different cities including Karachi, Lahore and Islama...

Getting married is often considered as a a milestone by some. In some cultures, it may even be termed as a goal for many. What is certain that it’s a decision in life that changes the course of not just your life but also the person that you are. In Eastern societies it is believed that marriage is not just a unison of two people but often two families. Infact even today, a lot of people tend to let their families take this decision. With families involved, the event  and its expenses often spirals out of control as elders take decisions in their own hands, and both families continue to negotiate the events, the gifts, and other intricacies involved. The budget (even if the effort was made to make one) is oft forgotten just a few weeks into the planning. Understandably this is a special day for people, one that they want to remember with fond memories all their lives. But as times are changing, so are marriage trends. Destination Weddings, Video Documentaries on one hand and ...

The internet industry in Pakistan has grown tremendously. Gone are the days when dial-up was the means of communication in the world of internet. Pakistan has come along the way, when the first dial-up Email services was introduced in the country by Imran-Net in 1992-93. Since then the next big thing that was introduced was the launch of Internet Services by Digi Com in the year of 1996. Since then there was no looking back. After dial-up, initially DSL was introduced as the fastest internet services available in Pakistan but now a new breed of internet service has been introduced, Fiber-Optic broadband. Fiber-Optic broadband, in the home has become essential. If any individual is into heavy gaming, does online Streaming, runs a business or hates slow internet, then fiber-optic is the thing for you. Imagine using a slow speed internet connection to stream a movie on NetFlix. It even sounds painful, let alone the streaming itself. Pakistan currently has some of the top FTTH provid...